American Family will not insure MA vendors, but I located another company, I think I got the info from this forum, but it is The Insurance Group out of Knoxville, TN and the carrier is United States Insurance Company which supposedly has an A++ and to get 1M/2M coverage for Massachusetts would be $494/yr.  The bonus is that you can have as many additional insureds as you want and there is no cost AND the policy cost is for YOUR year and not the company’s mandated year (i.e.:  if you start-up in April then your policy would run Apr-Mar)….I only add this because one company I contacted runs their policies Jun-May and if you start up in Apr then it was an additional $300.  Just trying to save everyone some $$$.  I am pretty sure that I will be doing business with them unless anyone has any negative feedback on the company – the agent I spoke with was really nice and helpful and even gave me his cell phone number for after hours if I needed to speak with him.