Ace, I would recommend the Hummer not the 101 simply because I do not see a reason to spend the extra money to get the same results. Put the additional money into product. Did you get the spread sheet? It may seem like a small amount of money to get started when you look at just buying the cart, but even with the Hummer you should have at least 5K to get you started. Your expenses are equal to or exceed the cost of the cart and it will be a while before you are established, possibly 3 – 4 months. You could save some cash by picking up your cart from Joel as well as get some pointers from him. Seeing his operation and picking his brain can be a real asset. It sounds like you are ready to jump in.