sounds like you are full of inspiration. by the request you have made, i get the impression you haven’t actually worked in this field before. that, is a big drawback. you should take a job, if only for a short while, at a nice burrito/taco place, and learn the ropes first hand. ‘just because you have a bucket of paint and a 6 pack of brushes, don’t make you an artist’. your ideals are commendable, but you must understand that working in the food industry is not all that glamorous, nor easy. as far as your menu idea, you stated you want to keep it simple and fast, but no canned products. well that is a contradiction of terms. fresh made ingredients will take some time, and more kitchen equipment will be required. you can easily start up and run with only 100k, heck, for half that if you know what you are doing, but you must be smart in your equipment purchases, and you must know in advance to what level you want to grow. as your business needs grow, you must prepare for that before you ever begin..
BT those pics are great! good looking place.

pismo beach…ahhhh memories…. i wonder if ‘Harrys is still there? they make a mean long island iced tea….
my ex had a few one time, and lost her weddin ring while praying to the porcelin gods… the staff looked for hours…..
she found it in her pocket…..what a crazy nite… great little burrito place there too.